FCA, PRA, and Bank of England regulatory alignment
// REGULATED FINANCE
Cybersecurity Services for Financial Services
Financial services organisations operate under intense regulatory scrutiny while facing fraud, nation-state, organised-crime, and insider threats at the same time. The cost of getting cybersecurity wrong is measured in regulatory fines, customer trust, and operational resilience.
Secyority delivers practitioner-led penetration testing, PCI-DSS and FCA-aligned assessments, operational resilience testing, and security advisory for banks, fintechs, payment providers, and crypto-asset firms.
PCI-DSS
ISO 27001
FCA
CREST
Financial services security challenges
Financial services organisations face a uniquely demanding security environment. They are systemically important to national infrastructure, attractive to nation-state actors, and responsible for highly valuable data and transactions. This means they must meet prescriptive regulatory requirements, including FCA, PRA, Bank of England operational resilience, PSD2 SCA, and AML/KYC requirements.
Beyond compliance, operational resilience expectations require firms to identify important business services, set impact tolerances, and evidence their ability to remain within those tolerances during severe but plausible disruption, including cyber attack scenarios. Security is now a board-level resilience priority.
What our financial services security delivers:
CREST-accredited threat-led testing readiness and delivery
SWIFT Customer Security Programme attestation
PCI DSS compliance for card-handling operations
ISO 27001 certification underpinning operational resilience
Senior advisory through fractional Virtual CISO support
Financial services security cannot be delivered effectively by generalists. Every engagement we deliver in this sector is staffed with team members who have worked specifically in financial services security contexts.
Why financial security matters
UK financial services faced record cyber incident disclosures in 2024, with the FCA noting increasing reports of operational incidents linked to cyber. Major UK banks have publicly disclosed third-party supply chain incidents, ATM and payment infrastructure compromise attempts, and customer-facing fraud campaigns at scale. The threat is real, persistent, and well-resourced.
Regulatory consequences for security failures are severe: FCA enforcement actions, PRA notifications, mandatory customer remediation, and CEO accountability under SMCR. The 2024 update to operational resilience requirements means firms must now actively evidence, not just claim, they can remain within impact tolerances during cyber disruption.
Common pressures on financial services security teams:
FCA / PRA enforcement actions and senior manager accountability
Operational resilience evidence requirements under PS21/3
CREST-accredited / threat-led testing programmes
SWIFT CSP annual attestation obligations
PCI DSS scope creep across digital payment surfaces
Open banking API security under PSD2 SCA
Getting financial services security right is not optional and increasingly not delegable; it has become a board-level resilience matter under direct senior manager accountability.
Who we serve in financial services
Our financial services client base spans the full range of UK and international financial organisations:
Retail and commercial banks
Building societies
Payment service providers (PSPs)
E-money and challenger banks
Investment firms and wealth managers
Crypto-asset firms and exchanges
Insurance and reinsurance firms
Open banking and PSD2 platforms
Whether you are pre-authorisation building toward FCA permissions or an established institution under operational resilience requirements, our engagement model adapts to your regulatory stage and risk profile.
// WHAT WE COVER
Built around this industry's real risks
PCI-DSS Compliance
Cardholder data environment scoping and assessment for payment platforms.
Transaction Security
Testing around payment flows, fraud controls, and transaction integrity.
API & Open Banking
Security review of banking APIs and third-party integration points.
// GET STARTED
Talk to us about your fintech environment
We'll scope an engagement around your specific systems, timeline, and compliance requirements.